Boat Insurance

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Boat insurance in Wyoming MN. Several sailboats anchored in a lake.

Boat Insurance in MN

Shopping for boat insurance on your own can be a complicated and stressful process. With North Lakes Insurance, it’s simple and stress-free. We get to know our clients, so we can make better coverage recommendations. Then, we quote your coverage with our portfolio of more than 30 insurance companies. Plus, as a local agency in Wyoming, MN, we’re available to assist face-to-face, online, or by phone.

Life happens. Let’s prepare for it. Contact us or request quotes to get started today.

Boat Insurance Coverage

  • Watercraft Liability Covers bodily injury and property damage you cause to another party in a boating accident.
  • Collision Covers physical damage your boat sustains in a collision with another watercraft or object.
  • Comprehensive Covers physical damage your boat sustains in an accident other than a collision.
  • Uninsured/Underinsured Boaters Covers bodily injury you sustain in an accident with a boater that has too little or no insurance.
  • Medical Payments Covers medical bills for you or guests that are injured, without regard to fault.
  • On-water Towing Covers towing costs if your boat becomes disabled on the water.
  • Fishing Equipment Covers lost or stolen fishing equipment and supplies.
  • Trailer Covers damage your boat trailer sustains in an auto accident.

Watercraft We Cover

  • Aluminum fishing boats
  • Bass boats
  • Deck boats
  • Cabin cruisers
  • Wake boats
  • Waverunners
  • Sail boats
  • Jet boats
  • Pontoons


Insurance companies offer rate discounts to customers with desirable characteristics. It’s important to review your eligibility to ensure you get the best pricing. Some discounts are common to most companies while others are specific to a carrier. Below are some common discounts we can offer but availability varies by carrier and state.

  • Package
  • Boat safety class
  • Accident free
  • Violation free
  • Association
  • Multi-boat
  • Homeowner
  • Paperless billing
  • Pay in full
  • Automatic payment

Life Happens

Let’s Prepare for It

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